Property & Assets

Specialist cover for high-stakes operations.

Tailored insurance for mining operations across Zambia - covering heavy equipment, site liability, environmental risks, and your workforce.

10+

YEARS EXPERIENCE

All risks

Minerals covered

Get a Quote All General Insurance

10+

YEARS EXPERIENCE

All risks

Minerals covered

Copper · Cobalt · Gold · Emerald · Coal · Nickel · Manganese · Exploration

Cover details

What mining insurance covers

Six core covers - addressing the specific risks of Zambian mining operations, from equipment to environment.

Heavy Equipment

All-risk cover for mining machinery including draglines, excavators, haul trucks, and processing plant.

Site Third-Party Liability

Protection against bodily injury or property damage claims made by third parties at your mining site.

Environmental Liability

Cover for the cost of remediation following an accidental pollution or contamination event at the mine.

Business Interruption

Replaces lost revenue if operations are halted by an insured event - keeping the business viable during downtime.

Employee Personal Accident

Group personal accident cover for mine workers - from management to underground workers.

Transit & Goods in Transit

Protection for ore, concentrate, and equipment while being transported between sites or to port.

The Insizwe difference

Zambia's mining sector deserves specialist broking

Generic commercial policies aren't built for underground operations, high-value equipment fleets, or environmental liability. We work with specialist underwriters to structure mining-specific cover that protects what generic policies miss.

Speak to a Specialist

On-site equipment assessment

We review your fleet and plant to set accurate replacement values - not desk estimates.

Dedicated mining specialist

One account manager with mining sector knowledge handles your entire portfolio.

Fast claim response

Downtime in mining costs thousands per hour - we prioritise rapid claim assessment.

Licensed Zambian broker

Cover placed with regulated insurers and reinsured through Lloyd's and Matrix Africa - suited to mining-sector operations.

How it works

How mining cover works

Describe your operation

Share your mineral type, scale of operations, equipment fleet, and workforce size.

Site assessment

Our specialist visits the operation to review risk and asset values.

Tailored quote

A comprehensive quote covering all required lines of cover - prepared for you.

Cover activated

Policy issued and your operation is fully protected from day one.

Cover starts as soon as your policy is confirmed.

Get a Quote

Frequently Asked Questions

We cover copper, cobalt, gold, emerald, and other mineral mining operations across Zambia - from exploration and open-pit to underground and processing facilities.